Vindication of invoices

Debt collection

For every entrepreneur the best way is to file a lawsuit. In accordance with the Code of Civil Procedure, the claim should be brought to the court appropriate for the place of residence or registered office of the defendant. In this situation, this may be a problem, especially if the defendant conducts his activity several hundred kilometers from us. Fortunately, according to Polish law, an action for determining the existence of a contract, for its execution or for compensation due to failure to comply with it, may be filed with the court competent for the place where the contract was prepared. However, before you file for the court, you must call the debtor to pay. This is one of the main formal conditions, which later determines whether the case will be dealt with by the court. It is also important in financial terms, because the court can, regardless of the outcome of the final hearing, charge the costs of the proceedings in whole or in part to the plaintiff who committed unnecessary prosecution or incorrect definition of its scope.

When, after calling the contractor for payment, he still does not pay the debt, we are forced to file the application in court in person or by electronic means. If the amount of the claimed receivables without interest and costs of proceedings is less than ten thousand zlotys, the case may be examined in a simplified mode, ie the creditor may submit the application on the official form. However, if the claim exceeds ten thousand zlotys, the claim should be made in a traditional way.

In addition to judicial collection, you can also run other types such as:

Amicable debt collection – involves discussions with the debtor, correspondence, proposals for debt repayment in the installment system.

field debt collection – in this case the debt collectors go to the debtor’s place of residence in order to call him to repay the debt.

telephone vindication – employees of debt collection departments call or inform via e-mail about the need to clarify the matter of debt repayment or to explain the current delay.

A special way to carry out debt collection is debt collection in a bank. This type of debt collection is usually carried out by debt collection specialists. It boils down to making contact with the client, e-mail correspondence or meetings with debtors during field visits.

One of the popular ways in the case of invoice recovery is the sale of receivables. It seems that this is one of the easiest ways to recover your debts. Unfortunately, in practice, the offer to buy the receivables is quite different from the expectations of the sellers. Companies that decide to make transactions make a significant selection of offers that affect them and then choose those debts that can be recovered in a relatively easy way. However, this is one of the less secure methods. There are cases when the offer to purchase a specific claim is returned by an entity substituted by the debtor, who in this way can solve the problem of his own debt at the expense of the creditor. Therefore, after all, the best and safest way is to go to court.